Contractor Liability, Equipment Insurance and Builder’s Risk Insurance

Laurens County and the surrounding area is growing, and general contractors and builders are leading the construction efforts to support that growth. But being in the construction industry comes with significant risk, so you need a combination of reliable, affordable plans that include contractor liability insurance, contractor equipment insurance, and builder’s risk insurance.

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Insurance for General Contractors and Builders

The United Agency helps contractors and builders find comprehensive insurance plans developed to protect their business, their staff, and their valuable equipment. Our affordable, reliable construction insurance plans may include:

• Contractor liability insurance. General liability insurance for contractors protects against injuries and property damage, and can cover legal costs that may arise if the contractor is found legally liable for an injury or problem.
• Contractors equipment insurance. This insurance may protect against damage or loss to contractor’s equipment and tools, which may be a result of fire, flood, vandalism or theft. Contractors equipment insurance may cover your equipment for perils your property insurance may not.
• Builder’s risk insurance. Also known as construction insurance, this coverage can protect builders and their buildings from a variety of risks related to the project. If your building site experiences a fire, vandalism, theft, weather destruction, or other natural disaster, you and your construction business need to be protected from property loss and related expenses. Since builders can be held liable instead of the property owners, it is imperative to have a builder’s risk insurance plan to protect the builder during the construction process.
• Other professional insurance: Whatever your job, you need to be protected. The United Agency helps find general liability plans such as handyman insurance, landscapers insurance, electrical contractor insurance, and more. Whatever your trade, we can protect you and your business. Learn more about independent contractor’s insurance here.

Custom insurance plans for your construction business

Contractors’ insurance plans can vary widely in price and coverage. At The United Agency, we work with you to understand your specific needs, including the risk and value of your specific projects and buildings, value of your equipment, whether you lease or own equipment, size of projects you undertake, and more.

Once we truly understand your specific needs as a general or independent contractor, we will shop for the insurance plans to meet those needs and your budget. We represent nationally recognized insurance carriers in construction insurance and, as independent agents, we can shop around to find an insurance plan for your construction business.

We understand the business of general contractors and builders’ risk, and we’ll work with you to ensure you and your business are protected.

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